Know what's safe to spenduntil payday.

Ledgerly sets aside rent, bills and your savings the day your pay lands. What's left is one number you can spend until the 25th.

Create account See how it's worked out

The Starter plan is free. No card needed.

Ledgerly HomeBillsSpendingGoals Thursday 12 November

Safe to spendPay period 25 Oct to 24 Nov

P1,240

until payday on Wed 25 Nov. That's about P 95 a day for the next 13 days.

Money left since payday Spent so farOn plan

Set aside for billsP 869

15SunOrange data20 GB bundleP 299In 3 days
18WedBPC electricityPrepaid unitsP 300In 6 days
20FriFuneral coverMonthly premiumP 120In 8 days
22SunWUC waterMonthly billP 150In 10 days

Rent and Mascom airtime are paid.

Car depositP 6,400 of P 18,000

P 800 a payday, done by Jan 2028.

Sample data

Plan your month once.

Add your pay, rent, bills and one goal once. Ledgerly carries them from payday to payday.

Bills wait on their day.

Each bill's money is set aside on payday and stays there until it's due, so it never looks spendable.

Payday25 Oct

RentP 3,400, paid

Mascom airtimeP 100, paid

TodayThu 12 Nov

Orange dataP 299, 15 Nov

BPC powerP 300, 18 Nov

Funeral coverP 120, 20 Nov

WUC waterP 150, 22 Nov

Payday25 Nov

See where the month went.

What you set aside, next to what's already gone.

GroceriesP 1,132 of P 1,500
TransportP 486 of P 620
BillsP 100 of P 969
Safe to spendP 621 of P 1,861

Your goal is paid first.

P 800 leaves on payday, before anything counts as safe to spend.

Car depositGoal P 18,000

P 6,400saved

8 paydays done, 15 to goDone Jan 2028

The sum behind your number.

P 9,850Take-home pay on 25 October

P 7,989Set aside first for rent, food, transport, bills, home and your goal

P 1,861Safe to spend until 25 November

RentP 3,400

GroceriesP 1,500

BillsP 969

Car depositP 800

HomeP 700

TransportP 620

Safe to spendP 1,861

Start on the free plan.

Move to Pro for bill reminders and savings goals. Prices are per month. Pay yearly and save 20%.

Starter

For getting started

P 0/month

Create account

Up to 3 budgets
Basic spending analytics
Monthly reports
Email support

Pro

For serious savers

P 49/month

Start free trial

Unlimited budgets
Spending insights
Savings goals
Bill reminders
Priority support

Premium

For families and shared homes

P 99/month

Contact sales

Everything in Pro
Family sharing for up to 5 people
Advanced reports
A dedicated advisor

You'll need your take-home pay, your rent and your regular bills. Start on the free plan.